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The Cordant Blog

Social Security Planning

by Scott Gerlach, CFP on June 29, 2016

Whether you’re approaching retirement or already in it, you probably have questions about Social Security and how it impacts your retirement plan. Social Security is as complex as it is important. The income stream can be an integral part of a well-thought out financial plan and the myriad of options often lead to sub-optimal elections by otherwise well-informed folks. Social Security goes beyond retirement income and provides workers and their families with disability and survivors insurance benefit as well; however, this post will focus on the following key points of Social Security as part of retirement planning: 

  • How benefits are calculated
  • Solvency of the program
  • Recent changes to popular claiming strategies
  • Social Security as part of your retirement plan

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